I can't tell you how many times I've recently heard someone say, "Summer used to be a slower time of year." It seems that for many people, summer is busier than ever. That's why we thought we'd start a series of time-saving tips to help you stay calm, cool and collected this summer and all year-round. Please share your tips and challenges too!
Time-Saving Tip #1: Automate your to-do's when possible.
This might be anything from setting up automatic bill-paying or membership renewal to using pre-printed grocery lists and email reminders for recurring or infrequent tasks. Doing so helps you avoid re-inventing the wheel and also relieves the stress of needing to remember to take care of these tasks.
If you're worried about putting things like bill-paying on auto-pilot, a few simple steps can help keep this time and worry-saver from back-firing:
- Maintain an account balance that's high enough to handle your automatic payments. If you're not able to establish a cushion, automatic payments may not be the best idea for you at this time.
- Know how to log into your account on-line. This means saving your username and password (or a hint) in a safe place.
- Sign up for email notifications when your monthly statement is ready. This email should be your trigger to log-in and review your statement. This might mean checking each transaction against your receipts (which you can save in a small accordion file or envelope) or simply doing a quick review for unfamiliar transactions.
Automating your to-do's can be a great way to reduce stress, save time and eliminate late fees from your life!
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